Activities of Investment Banking Essay Example for Free

Activities of Investment Banking Essay The Investment bank is the financial institution which assists the governments, corporations and the individuals in raising the capital by acting or underwriting as the agent of the client in issuance of securities. The investment bank can also help the companies which are involved in acquisitions and mergers, and offer ancillary services like the trading of the derivatives, market making, foreign exchanges, instruments of the fixed income, equity securities and commodities. Unlike the retail banks and commercial banks, the investment banks dont take the deposits. There are commonly two main channels in the process of investment banking. Trading the cash for securities like market making, facilitating transactions or for cash or for the promotion of the securities like research, underwriting is known as the sell side, while correlate with the mutual funds, hedge funds, pension funds and investment public comprises the buy side. Various companies have sell and buy side components. What are the main activities of the investment banking? The investment banking is generally split into back office, middle office and front office activities. While the big service investment banks provide all the channels of the business both buy side and sell side. The little sell side investment companies like as the small broker dealers and the boutique investment banks focus on the trading/sales/research and investment banking respectively. The Investment banks also provide services to both the investors buying securities and the corporations issuing securities. For the corporations, the investment banking provide information on how and when to place the securities on the open market, this activity is very much important to the reputation of any investment bank. Thus, the investment bankers play a key role in issuing the new offerings of the securities. Other activities of the investment banking: Apart from the main activities, there are some additional activities, in which the process of investment banking is involved. These are: †¢ Global transaction banking: This part is the division of investment banking which offers custody services, cash management, security brokerage and lending services to various institutions. Hedge funds with Prime brokerage is especially a risky as well as profitable business. †¢ Merchant banking: This process is also known as the very personal banking. The merchant banks provide capitals in exchange for the share ownerships and also provide information on strategy and management. The term merchant banking is also used to define the private equity part of any company. †¢ Investment management: This service offers professional management of several securities like bonds, shares and of other assets like real estate to meet with certain goals of investment for the profit of the investors. These investors can be institutions like pension funds, insurance companies, corporations and many more or the private investors. †¢ The investment management division of an investment bank is generally divided into separate groups, often known as Private Wealth Management and Private Client Services. †¢ Merchant banking is also a name used to describe the private equity side of a firm.Merchant Banking: Past and Present Current examples include Defoe Fournier Cie. and JPMorgans One Equity Partners and the original J.P. Morgan Co. Rothschilds, Barings, Warburgs and Morgans were all merchant banks. (Originally, merchant bank was the British English term for an investment bank.) Reference: http://classof1.com/homework-help/finance-homework-help/

Caught in the Net (the Internet, that is) :: Personal Narrative, essay about myself

"Hello. My name is Kim. I'm an online-aholic." There. I've said it. I guess I've been addicted for quite some time now, but I have just begun to realize it. My first interaction with the "Net" began when I was only 15 years old. My dad was the computer coordinator at our school, so he wanted to try Internet access at home before installing it at school. We became America Online members in 1993. None of my friends had e-mail back then. My relationship with e-mail started like a Romeo/Juliet conspiracy. I experimented with the Net on the sly at night when the rest of my family was sleeping. That's when I first created my own screen name. Although I was too young to drive, the locked doors of adolescence were suddenly flung open before me. I could be social in the evening rather than hang out with my family-the typical family that every adolescent wants to escape from. Hanging out in chat rooms became a nightly ritual. I quickly found friends who would meet me there, give advice for my adolescent problems, and discuss things such as dating, theater, religion, morals, and entertainment. I began to form emotional attachments with these new friends. In fact, I maintained two online relationships for over two years. Raul is a Hispanic teenager living in one of the roughest cities in our nation, Compton, California-the filming location of the 1991 movie Boyz 'N the Hood. I met Raul in a chat room one night. He sent me an instant message in the middle of a discussion about religion and asked what I believed. My subsequent chats with Raul seemed to have an impact on him and helped me to grow in my own faith. I occasionally took Raul's questions to my preacher or Bible teacher when I needed further explanation. For Raul's 18th birthday, I sent him a Bible that I bought with my paper-route earnings. Raul and I wrote each other for two years, and then Raul had to sell his computer. I haven't heard from him since. Brian is a middle-aged high-school theater teacher in Bowie, Maryland. He answered one of my message board posts about an upcoming audition for our school's performance of The Sound of Music. I was 17 years old at the time and greatly desired a part in the musical. Brian had expert advice for how to nail the audition, and as a result I was cast in the role of Maria. Caught in the Net (the Internet, that is) :: Personal Narrative, essay about myself "Hello. My name is Kim. I'm an online-aholic." There. I've said it. I guess I've been addicted for quite some time now, but I have just begun to realize it. My first interaction with the "Net" began when I was only 15 years old. My dad was the computer coordinator at our school, so he wanted to try Internet access at home before installing it at school. We became America Online members in 1993. None of my friends had e-mail back then. My relationship with e-mail started like a Romeo/Juliet conspiracy. I experimented with the Net on the sly at night when the rest of my family was sleeping. That's when I first created my own screen name. Although I was too young to drive, the locked doors of adolescence were suddenly flung open before me. I could be social in the evening rather than hang out with my family-the typical family that every adolescent wants to escape from. Hanging out in chat rooms became a nightly ritual. I quickly found friends who would meet me there, give advice for my adolescent problems, and discuss things such as dating, theater, religion, morals, and entertainment. I began to form emotional attachments with these new friends. In fact, I maintained two online relationships for over two years. Raul is a Hispanic teenager living in one of the roughest cities in our nation, Compton, California-the filming location of the 1991 movie Boyz 'N the Hood. I met Raul in a chat room one night. He sent me an instant message in the middle of a discussion about religion and asked what I believed. My subsequent chats with Raul seemed to have an impact on him and helped me to grow in my own faith. I occasionally took Raul's questions to my preacher or Bible teacher when I needed further explanation. For Raul's 18th birthday, I sent him a Bible that I bought with my paper-route earnings. Raul and I wrote each other for two years, and then Raul had to sell his computer. I haven't heard from him since. Brian is a middle-aged high-school theater teacher in Bowie, Maryland. He answered one of my message board posts about an upcoming audition for our school's performance of The Sound of Music. I was 17 years old at the time and greatly desired a part in the musical. Brian had expert advice for how to nail the audition, and as a result I was cast in the role of Maria.

Research methodologies – Analysis of the definition

Man has always been curious to know about himself and his surroundings. Every individual is keen to be able to distinguish between reality and falsehood but more than often his or her thirst for the truth is left unquenched. The reason for this is that the methods or ways he or she is using to dig out the truth are not trustworthy. This happens because unfortunately our societies and cultures do not encourage social research. Rather people prefer to sit back at home and rely on alternative sources which are not based on any scientific methods or researches. There are different ways and means through which we acquire knowledge. This knowledge may be highly scientific or know how about routine things. The best of all the sources of knowledge is social research. Social research is defined as a collection of methods people use systematically to produce knowledge. It is more structured organized and systematic process than the knowledge based on alternative sources. It rarely happens that we use social research in order to find the answer to our every day questions rather we use alternative sources of knowledge. These sources could be: 1) the word of the authority, 2) traditions, 3) common sense, 4) media myth, 5) personal experiences. All these sources are weaker as compared to social research. We use these sources only because we lack motivation to find out the reality. Just out of our laziness we decide to rely on these sources of knowledge. To speak of the word of authority as a source of knowledge it is not at all a reliable one. By authority we mean parents, or government, chief executive of any firm or any body who is authoritative. The authority who ever it may be (parents, government, etc.) would mould the truth in a way which is better for itself. The authority is always biased in one of the other manner. We can find many different examples to satisfy the above argument, for instance state owned TV channels keep on giving biased statements about the government policies. They always side with the government and appose the opposition. In Pakistan PTV Khabarnama is the final word for a layman but those who are exposed to other sources of knowledge would agree that PTV Khabarnama is full of prejudices and exaggerations. A secondary example could be that of teachers, young children are so much influenced by their teachers that even if the teacher has committed a spelling mistake they would insist in front of any other person teaching them that their teacher is right. Another weak source of knowledge is traditions. Especially in those areas of the world where literacy rate is low and education is less people blindly follow traditions. Whenever they are facing a problem they would want to look up to the traditional solution. For instance when some one looses hair he or she never goes to a doctor rather sits at home and apply all kinds of hair oils recommended by grandmothers. In extreme cases people blindly follow superstitions which have no scientific arguments. Traditions vary from culture to culture. Something which is considered to be right in the eastern culture might be considered wrong in the western culture therefore traditions cannot be taken as an authenticated source of knowledge. Common sense is another way by which people tend to find answers to their questions or solutions to their problems. This is the most commonly used source of knowledge. Over time human beings learn many things which later become a part of their common sense, more than any other thing they would rely on their common sense. For example if some has launched a new product in the market and has met over whelming success, he or she would increase the production out of common sense. However it might be the case that the initial success was only a result of ‘fancy sales'. Research would have helped him to reach to a conclusion that should he or she have increased the sales or not. Some times common sense proves to be right but at others it does not therefore it can not be relied upon. Media is a great source of information and henceforth knowledge. It has to be taken into consideration that media does not only inform or entertain people it also moulds public opinion about a certain thing. Formation of ideas is one of the major jobs of media. Media might be books, newspapers, TV or anything which comes under the caption of mass communication. Media is very powerful as it leaves an impact on the minds of the people. This way media has created many myths. A layman does not even questions that whether what media shows is truth or falsehood. There are many things we claim to know about, but have never come across them face to face. The knowledge we have about them is through media. It could be a place, a human being, a product, or even any concept. For instance, no one has ever met a Ginny but even a child has a concept that a ginny is huge, horrible looking, with big teeth and big ears. This concept has been learnt from the media in this case story books and cartoons for the children. Another example is that CNN never shows Israel as an aggressor state as a result an average American does not even know that Israel is an aggressor state. On the other hand research and historical facts show that Israel has been unfair with Palestinians. The weakest source of knowledge is personal experience but we as human beings believe it to be the strongest. No individual is ready to say that what he has seen with his naked eyes could be wrong or a misunderstanding. He or she would base his future decisions in that perspective. For example if one goes to a restaurant and has the chance to have a dish which he or she finds delicious, that individual would subconsciously keep believing that this particular restaurant sells tasty food. On the other hand if some individual goes to the same restaurant but does not get the chance to have a tasty dish would believe that the restaurant sells rotten food. However both the individuals might not have experienced the truth. Truth could only be experienced through research, which is going to the restaurant again and again and taking the viewpoint of the people coming there over and over again. The above arguments prove that truth or reality can be revealed only through research. All the alternative sources of knowledge that we use are weak. They can be used but they cannot be relied upon. In order to make worthwhile and professional decisions we can just not depend upon these alternative sources. We have to carry out a social research in order to find out the truth about a certain thing. the reason is that research is always based on facts and figures, it is organized and systematic so it cannot fail. Research does not condemn the alternative sources of knowledge rather it uses them in an organized manner with research process, facts and figures to dig out the truth.

Personality Is Developed From Genes ( Nature ) Or...

This paper explores the notion on whether a person’s personality is developed from genes (nature) or influenced by environment (nurture). Personality is something every human has and is an essential element in their social world. This research is important to know if, how, and why personalities change. Different scholarly-based material was used to support either stance on the issue. The articles and research helped to decipher the roles of parents, genes, biology, the environment, experiences, and culture in a person’s personality. Personality theories were inputted to come to a conclusion on the subject of interest that is derived from actions, emotions, and attitudes. Many contemporary psychologists have distinguished five clusters of personality traits called the Big Five. The results of the research from the paper identify the answer to the question about personality. The conclusion recognized that everybody has a different personality developed by different compon ents that includes both inherited traits and learned traits. Plus, how those traits modify personalities. The Origin of Personality: Nature or Nurture? Personality is debated over what factors influence and shape it the most. Is it a person’s nature including genes and temperament or nurture with the environment and culture? Do they both have an effect in the development of a personality? The main purpose of this research paper will address these questions and examine how these factors impact personalities.Show MoreRelatedNature Vs Nurture Theory Essay828 Words   |  4 PagesQ) What was the basis of doctors reasoning to raise David (named Bruce at birth) as a girl? Explain the doctors reasoning in relation to nature versus nurture theories. The phycologist recommended to David’s parents that they can raise David as a girl just by developing his identity as a feminine. 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Nurture : Human Behavior1453 Words   |  6 Pagesbehavior is determined by genes is ridiculous. Human behavior is not genetically pre-determined; rather, it is a result of environmental influences. The influences we surround ourselves with is how we are going conduct yourself. Humans are influenced by other humans. Our behavior is determined by who we want to be like and look up too and that has nothing to do with our genes. A human’s behavior is by choice no t inherited. Many people argue over this topic nature vs. nurture. According to GoodTherapyRead MoreThe Debate Between Nature Vs Nurture1697 Words   |  7 PagesWhat determines who you are or what you will become? The debate between nature versus nurture is trying to figure this out. According to â€Å"Essentials of Psychology†, Jeffrey S. Nevid (2012) Nature versus nurture is the debate about how genetics and nature determine our behavior. In other words, have your attitude, behavior and health problems developed because of how you were raised or who you came from. It is a debate that has stumped psychologists for centuries. The study of twins, both identicalRead MoreNature Vs. Nurture : Nature Versus Nurture Essay1939 Words   |  8 PagesNature versus Nurture You got your dark brown hair from your father and you got your looks from your mother, but where did you get your excitement for sports and your love for all animals? A person’s physical characteristics lean more towards genes and heredity, but our genes are not mentioned as much when behavior is the topic. This is how the nature versus nurture debate first began. Scientists who believe in the nature theory believe that people behave the way they do due to heredity and genes